{"id":6363,"date":"2025-10-05T11:38:06","date_gmt":"2025-10-05T11:38:06","guid":{"rendered":"https:\/\/staging.zootsolutions.eu\/capabilities\/risk-assessment-management\/"},"modified":"2026-02-22T06:18:39","modified_gmt":"2026-02-22T06:18:39","slug":"risikobewertung-kredit-onboarding","status":"publish","type":"page","link":"https:\/\/staging.zootsolutions.eu\/de\/plattform\/risikobewertung-kredit-onboarding\/","title":{"rendered":"Risikobewertung f\u00fcr Kredit und Onboarding"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#F9FAFB&#8220; custom_padding=&#8220;0px||0px||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1280px&#8220; custom_padding=&#8220;9px|32px|9px|32px|true|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_breadcrumbs admin_label=&#8220;Breadcrumbs&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;e6ca647c-8f29-49f8-8e32-a53e326e4a15&#8243; global_colors_info=&#8220;{}&#8220;][\/dsm_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_padding=&#8220;96px||0px||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row column_structure=&#8220;3_5,2_5&#8243; custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1280px&#8220; custom_padding=&#8220;0px|32px|0px|32px|false|true&#8220; custom_padding_tablet=&#8220;0px|32px|0px|32px|false|true&#8220; custom_padding_phone=&#8220;0px|16px|0px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;3_5&#8243; module_class=&#8220;inline-btns&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text admin_label=&#8220;Digital onboarding txt&#8220; module_class=&#8220;heroTxt&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Mulish|700|||||||&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;2.4rem&#8220; header_letter_spacing=&#8220;-0.48px&#8220; header_line_height=&#8220;2.8rem&#8220; header_2_font=&#8220;Crimson Pro|500|||||||&#8220; header_2_text_color=&#8220;#293868&#8243; header_2_font_size=&#8220;5.8rem&#8220; header_2_letter_spacing=&#8220;-1.16px&#8220; header_2_line_height=&#8220;6rem&#8220; header_6_font=&#8220;Mulish||||||||&#8220; header_6_text_color=&#8220;#333333&#8243; header_6_font_size=&#8220;2rem&#8220; header_6_line_height=&#8220;3rem&#8220; max_width=&#8220;653px&#8220; custom_margin=&#8220;||48px||false|false&#8220; header_font_size_last_edited=&#8220;off|desktop&#8220; header_2_font_size_tablet=&#8220;5.8rem&#8220; header_2_font_size_phone=&#8220;3.6rem&#8220; header_2_font_size_last_edited=&#8220;on|phone&#8220; header_2_letter_spacing_tablet=&#8220;-1.16px&#8220; header_2_letter_spacing_phone=&#8220;-0.72px&#8220; header_2_letter_spacing_last_edited=&#8220;on|desktop&#8220; header_2_line_height_tablet=&#8220;6rem&#8220; header_2_line_height_phone=&#8220;4rem&#8220; header_2_line_height_last_edited=&#8220;on|phone&#8220; header_6_font_size_tablet=&#8220;2rem&#8220; header_6_font_size_phone=&#8220;1.6rem&#8220; header_6_font_size_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h1>RISIKOBEWERTUNG F\u00dcR KREDIT UND ONBOARDING<\/h1>\n<h2>Wachsam. Flexibel. Treffsicher.<\/h2>\n<h6>Bewerte Kredit-, Betrugs- und Onboarding-Risiken in Echtzeit \u2013 mit integrierten Datenquellen, adaptiven Entscheidungslogiken und klaren Workflows.\u00a0<\/h6>\n<p>[\/et_pb_text][et_pb_button button_url=&#8220;https:\/\/staging.zootsolutions.eu\/de\/demo\/&#8220; button_text=&#8220;Demo buchen&#8220; admin_label=&#8220;Book a demo BTN&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_button=&#8220;on&#8220; button_text_size=&#8220;1.8rem&#8220; button_text_color=&#8220;#293868&#8243; button_bg_color=&#8220;RGBA(255,255,255,0)&#8220; button_border_width=&#8220;1px&#8220; button_border_color=&#8220;#293868&#8243; button_border_radius=&#8220;8px&#8220; button_font=&#8220;Mulish|700|||||||&#8220; button_use_icon=&#8220;off&#8220; custom_margin=&#8220;|12px|0px||false|false&#8220; custom_margin_tablet=&#8220;|12px|0px||false|false&#8220; custom_margin_phone=&#8220;|12px|12px||false|false&#8220; custom_margin_last_edited=&#8220;on|phone&#8220; 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max_height=&#8220;448px&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8220;1_2&#8243; module_class=&#8220;zoot-custom-txt-layout&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text content_tablet=&#8220;<\/p>\n<h5>Risiken verstehen, Chancen nutzen.<\/h5>\n<h3>Beobachten. 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_builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Museo Sans &#8211; Semibold||||||||&#8220; text_text_color=&#8220;#ffffff&#8220; text_font_size=&#8220;1.8rem&#8220; text_line_height=&#8220;2.5rem&#8220; header_3_font=&#8220;Crimson Pro|600|||||||&#8220; header_3_font_size=&#8220;6rem&#8220; header_3_letter_spacing=&#8220;-1.2px&#8220; header_3_line_height=&#8220;7.2rem&#8220; custom_margin=&#8220;||32px||false|false&#8220; custom_padding=&#8220;||0px||false|false&#8220; header_3_font_size_last_edited=&#8220;off|desktop&#8220; custom_css_free_form=&#8220;selector h3 {||    background: linear-gradient(90deg, #00ADEE 0%, #7BE3C5 50%);||  -webkit-background-clip: text;||  -webkit-text-fill-color: transparent;||  background-clip: text;||  color: transparent;||}||&#8220; locked=&#8220;off&#8220; inline_fonts=&#8220;Museo Sans &#8211; Semibold&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h3>80%<\/h3>\n<p>Schnellere Datenintegration<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8220;Average Data Response Time&#8220; 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global_colors_info=&#8220;{}&#8220;]<\/p>\n<h4>Low-Code Oberfl\u00e4che<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8220;Body txt&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; text_text_color=&#8220;#333333&#8243; text_font_size=&#8220;1.6rem&#8220; text_line_height=&#8220;2.4rem&#8220; custom_margin_tablet=&#8220;||40px||false|false&#8220; custom_margin_phone=&#8220;||40px||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Regeln erstellen, ganz ohne Entwickler<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8220;1_3&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_padding=&#8220;|8px||8px|false|false&#8220; custom_padding_tablet=&#8220;|0px||0px|false|false&#8220; custom_padding_phone=&#8220;|0px||0px|false|false&#8220; custom_padding_last_edited=&#8220;on|tablet&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_image src=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/09\/block_8.svg&#8220; title_text=&#8220;block_8&#8243; show_bottom_space=&#8220;off&#8220; align=&#8220;center&#8220; admin_label=&#8220;Custom Rules img&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#E7E7E7&#8243; min_height=&#8220;285px&#8220; custom_margin=&#8220;||22px||false|false&#8220; custom_padding=&#8220;|80px||80px|false|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_image][et_pb_text admin_label=&#8220;Custom Rules &#038; Workflows&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_4_font=&#8220;Mulish|700|||||||&#8220; header_4_text_color=&#8220;#333333&#8243; header_4_font_size=&#8220;2.4rem&#8220; header_4_letter_spacing=&#8220;-0.48px&#8220; header_4_line_height=&#8220;2.8rem&#8220; custom_margin=&#8220;||17px||false|false&#8220; custom_padding=&#8220;||7px||false|false&#8220; border_width_bottom=&#8220;1px&#8220; border_color_bottom=&#8220;#ababab&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h4>Individuelle Regeln &amp; Workflows<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8220;Body txt&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; text_text_color=&#8220;#333333&#8243; text_font_size=&#8220;1.6rem&#8220; text_line_height=&#8220;2.4rem&#8220; custom_margin_tablet=&#8220;||40px||false|false&#8220; custom_margin_phone=&#8220;||40px||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Schnelle Anpassung an Ihre Gesch\u00e4ftslogik<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8220;1_3&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_padding=&#8220;|||8px|false|false&#8220; custom_padding_tablet=&#8220;|||0px|false|false&#8220; custom_padding_phone=&#8220;|||0px|false|false&#8220; custom_padding_last_edited=&#8220;on|tablet&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_image src=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/09\/block_7.svg&#8220; title_text=&#8220;block_7&#8243; show_bottom_space=&#8220;off&#8220; align=&#8220;center&#8220; admin_label=&#8220;Composable Architecture img&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#E7E7E7&#8243; min_height=&#8220;285px&#8220; custom_margin=&#8220;||22px||false|false&#8220; custom_padding=&#8220;|80px||80px|false|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_image][et_pb_text admin_label=&#8220;Composable Architecture&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_4_font=&#8220;Mulish|700|||||||&#8220; header_4_text_color=&#8220;#333333&#8243; header_4_font_size=&#8220;2.4rem&#8220; header_4_letter_spacing=&#8220;-0.48px&#8220; header_4_line_height=&#8220;2.8rem&#8220; custom_margin=&#8220;||17px||false|false&#8220; custom_padding=&#8220;||7px||false|false&#8220; border_width_bottom=&#8220;1px&#8220; border_color_bottom=&#8220;#ababab&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h4>Modulare Architektur<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8220;Body txt&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; text_text_color=&#8220;#333333&#8243; text_font_size=&#8220;1.6rem&#8220; text_line_height=&#8220;2.4rem&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Plug-and-Play-Integration mit maximaler Flexibilit\u00e4t<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; custom_padding_last_edited=&#8220;on|tablet&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#F9FAFB&#8220; background_image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/09\/Line-pattern.svg&#8220; background_size=&#8220;contain&#8220; background_position=&#8220;top_center&#8220; custom_padding=&#8220;310px||310px||true|false&#8220; custom_padding_tablet=&#8220;150px||150px||true|false&#8220; custom_padding_phone=&#8220;150px||150px||true|false&#8220; background_last_edited=&#8220;on|tablet&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;932px&#8220; custom_padding=&#8220;0px|32px|0px|32px|false|false&#8220; custom_padding_tablet=&#8220;0px|32px|0px|32px|false|false&#8220; custom_padding_phone=&#8220;0px|16px|0px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text admin_label=&#8220;Frequently asked questions&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_3_font=&#8220;Crimson Pro|600|||||||&#8220; header_3_text_align=&#8220;center&#8220; header_3_text_color=&#8220;#293868&#8243; header_3_font_size=&#8220;4rem&#8220; header_3_letter_spacing=&#8220;-0.64px&#8220; header_3_line_height=&#8220;4.4rem&#8220; custom_margin=&#8220;||40px||false|false&#8220; custom_padding=&#8220;||0px||false|false&#8220; header_3_font_size_tablet=&#8220;4rem&#8220; header_3_font_size_phone=&#8220;3.2rem&#8220; header_3_font_size_last_edited=&#8220;on|phone&#8220; header_3_line_height_tablet=&#8220;4.4rem&#8220; header_3_line_height_phone=&#8220;3.4rem&#8220; header_3_line_height_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h3>H\u00e4ufig gestellte Fragen<\/h3>\n<p>[\/et_pb_text][et_pb_accordion admin_label=&#8220;FAQ Accordion&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_accordion_item title=&#8220;Wie lassen sich unqualifizierte Antr\u00e4ge fr\u00fchzeitig herausfiltern \u2013 ohne Verz\u00f6gerung f\u00fcr gute Kunden?&#8220; open=&#8220;on&#8220; open_toggle_text_color=&#8220;#000000&#8243; open_toggle_background_color=&#8220;#E7E7E7&#8243; closed_toggle_text_color=&#8220;#000000&#8243; closed_toggle_background_color=&#8220;#E7E7E7&#8243; icon_color=&#8220;#333333&#8243; toggle_icon=&#8220;&#x4c;||divi||400&#8243; use_icon_font_size=&#8220;on&#8220; icon_font_size=&#8220;21px&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; body_ul_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_ul_text_color=&#8220;#333333&#8243; body_ul_font_size=&#8220;1.6rem&#8220; body_ul_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#E7E7E7&#8243; background_enable_color=&#8220;on&#8220; custom_margin=&#8220;||2px||false|false&#8220; custom_padding=&#8220;14px|32px|14px|32px|true|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; border_width_all=&#8220;0px&#8220; global_colors_info=&#8220;{}&#8220; toggle_text_color=&#8220;#000000&#8243; toggle_font=&#8220;Mulish|700|||||||&#8220; toggle_font_size=&#8220;1.8rem&#8220; toggle_line_height=&#8220;2.8rem&#8220; closed_toggle_font=&#8220;Mulish|700|||||||&#8220; closed_toggle_font_size=&#8220;1.8rem&#8220; closed_toggle_line_height=&#8220;2.8rem&#8220;]<\/p>\n<p>Zoot bewertet Antr\u00e4ge bereits bei der Erfassung anhand konfigurierbarer Regeln. Risikoreiche oder unqualifizierte Antragsteller werden automatisiert aussortiert, bevor kostenintensive Pr\u00fcfungen angesto\u00dfen werden. Dadurch verk\u00fcrzt sich die Bearbeitungszeit f\u00fcr geeignete Kunden, die Abschlussquote steigt und Fremddaten werden nur bei Bedarf abgerufen \u2013 was zus\u00e4tzlich die Kosten senkt.<\/p>\n<ul>\n<li>Nur qualifizierte Antr\u00e4ge durchlaufen weitere Pr\u00fcfungen.<\/li>\n<li>Externe Datenabfragen werden gezielt gesteuert und nur bei Bedarf ausgel\u00f6st \u2013 das senkt unn\u00f6tige Datenkosten.<\/li>\n<li>Qualifizierte Antr\u00e4ge werden schneller bearbeitet und steigern Abschlussquoten.<\/li>\n<li>Effiziente Prozesse reduzieren Kosten in der Kundenakquise.<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8220;Welche Daten nutzt Zoot, um die Kreditw\u00fcrdigkeit und R\u00fcckzahlungsf\u00e4higkeit umfassend zu beurteilen?&#8220; open_toggle_text_color=&#8220;#000000&#8243; open_toggle_background_color=&#8220;#E7E7E7&#8243; closed_toggle_text_color=&#8220;#000000&#8243; closed_toggle_background_color=&#8220;#E7E7E7&#8243; icon_color=&#8220;#333333&#8243; toggle_icon=&#8220;&#x4c;||divi||400&#8243; use_icon_font_size=&#8220;on&#8220; icon_font_size=&#8220;21px&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; body_ul_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_ul_text_color=&#8220;#333333&#8243; body_ul_font_size=&#8220;1.6rem&#8220; body_ul_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#E7E7E7&#8243; background_enable_color=&#8220;on&#8220; custom_margin=&#8220;||2px||false|false&#8220; custom_padding=&#8220;14px|32px|14px|32px|true|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; border_width_all=&#8220;0px&#8220; global_colors_info=&#8220;{}&#8220; toggle_text_color=&#8220;#000000&#8243; toggle_font=&#8220;Mulish|700|||||||&#8220; toggle_font_size=&#8220;1.8rem&#8220; toggle_line_height=&#8220;2.8rem&#8220; closed_toggle_font=&#8220;Mulish|700|||||||&#8220; closed_toggle_font_size=&#8220;1.8rem&#8220; closed_toggle_line_height=&#8220;2.8rem&#8220; open=&#8220;off&#8220;]<\/p>\n<p>Zoot kombiniert klassische Bonit\u00e4tsinformationen mit aktuellen Echtzeitdaten. Dazu z\u00e4hlen unter anderem die Debt-to-Income-Ratio (Schulden-Einkommens-Verh\u00e4ltnis), Open-Banking-Daten, Transaktionsanalysen, Kreditverl\u00e4ufe und unternehmensspezifische Risikomodelle. Alle Informationen werden zentral orchestriert, f\u00fcr transparente Entscheidungen aufbereitet und direkt in die Konditionengestaltung eingebunden.<\/p>\n<ul>\n<li>Modelle zur Einkommens- und Belastungspr\u00fcfung auf Basis gepr\u00fcfter Finanzdaten.<\/li>\n<li>Echtzeit-Transaktionsdaten liefern ein pr\u00e4zises Bild von Zahlungsf\u00e4higkeit und Verhalten.<\/li>\n<li>Anbindung mehrerer Auskunfteien f\u00fcr pr\u00e4zisere PD-Scores und Abgleich der Kredithistorie.<\/li>\n<li>Alle Datenquellen werden zentral orchestriert und liefern sofort erkl\u00e4rbare, konsistente Entscheidungsergebnisse.<\/li>\n<\/ul>\n<p>Diese ganzheitliche Sicht erm\u00f6glicht differenzierte Konditionen statt reiner Ja\/Nein-Entscheidungen.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8220;K\u00f6nnen Risikoteams Regeln und Logiken eigenst\u00e4ndig konfigurieren?&#8220; open_toggle_text_color=&#8220;#000000&#8243; open_toggle_background_color=&#8220;#E7E7E7&#8243; closed_toggle_text_color=&#8220;#000000&#8243; closed_toggle_background_color=&#8220;#E7E7E7&#8243; icon_color=&#8220;#333333&#8243; toggle_icon=&#8220;&#x4c;||divi||400&#8243; use_icon_font_size=&#8220;on&#8220; icon_font_size=&#8220;21px&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; body_ul_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_ul_text_color=&#8220;#333333&#8243; body_ul_font_size=&#8220;1.6rem&#8220; body_ul_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#E7E7E7&#8243; background_enable_color=&#8220;on&#8220; custom_margin=&#8220;||2px||false|false&#8220; custom_padding=&#8220;14px|32px|14px|32px|true|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; border_width_all=&#8220;0px&#8220; global_colors_info=&#8220;{}&#8220; toggle_text_color=&#8220;#000000&#8243; toggle_font=&#8220;Mulish|700|||||||&#8220; toggle_font_size=&#8220;1.8rem&#8220; toggle_line_height=&#8220;2.8rem&#8220; closed_toggle_font=&#8220;Mulish|700|||||||&#8220; closed_toggle_font_size=&#8220;1.8rem&#8220; closed_toggle_line_height=&#8220;2.8rem&#8220; open=&#8220;off&#8220;]<\/p>\n<p>Ja \u2013 mit Zoots Low-Code-Framework lassen sich alle Risikoregeln, Workflows und Bewertungsmodelle direkt von Fachanwendern konfigurieren und testen. Drag-and-Drop-Tools, modulare Bausteine und Versionierung sorgen f\u00fcr maximale Flexibilit\u00e4t und Nachvollziehbarkeit \u2013 ganz ohne lange Entwicklungszyklen oder externe Abh\u00e4ngigkeiten.<\/p>\n<ul>\n<li>Drag-and-drop-Oberfl\u00e4che zur Definition von Regeln, Scores und Workflows.<\/li>\n<li>Integrierte Datenorchestrierung ohne Code f\u00fcr interne und externe Datenquellen.<\/li>\n<li>Sandbox-Umgebungen f\u00fcr sicheres Testen und Validieren neuer Logik.<\/li>\n<li>Versionierung und Audit-Trails sorgen f\u00fcr Transparenz und Compliance-Sicherheit.<\/li>\n<\/ul>\n<p>Risikostrategien lassen sich flexibel an Markt- oder Regulierungs\u00e4nderungen anpassen.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8220;Wie unterst\u00fctzt Zoot die Einhaltung regulatorischer Anforderungen \u2013 \u00fcber das Onboarding hinaus?&#8220; open_toggle_text_color=&#8220;#000000&#8243; open_toggle_background_color=&#8220;#E7E7E7&#8243; closed_toggle_text_color=&#8220;#000000&#8243; closed_toggle_background_color=&#8220;#E7E7E7&#8243; icon_color=&#8220;#333333&#8243; toggle_icon=&#8220;&#x4c;||divi||400&#8243; use_icon_font_size=&#8220;on&#8220; icon_font_size=&#8220;21px&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; body_ul_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_ul_text_color=&#8220;#333333&#8243; body_ul_font_size=&#8220;1.6rem&#8220; body_ul_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#E7E7E7&#8243; background_enable_color=&#8220;on&#8220; custom_margin=&#8220;||2px||false|false&#8220; custom_padding=&#8220;14px|32px|14px|32px|true|true&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; border_width_all=&#8220;0px&#8220; global_colors_info=&#8220;{}&#8220; toggle_text_color=&#8220;#000000&#8243; toggle_font=&#8220;Mulish|700|||||||&#8220; toggle_font_size=&#8220;1.8rem&#8220; toggle_line_height=&#8220;2.8rem&#8220; closed_toggle_font=&#8220;Mulish|700|||||||&#8220; closed_toggle_font_size=&#8220;1.8rem&#8220; closed_toggle_line_height=&#8220;2.8rem&#8220; open=&#8220;off&#8220;]<\/p>\n<p>Zoot verankert Compliance-Pr\u00fcfungen direkt in den Entscheidungsprozessen. Ob AML, KYC, DSGVO oder Zahlungsf\u00e4higkeitspr\u00fcfung \u2013 alle Richtlinien werden regelbasiert angewendet, sensible Entscheidungen rollenbasiert abgesichert und jede Aktion automatisch protokolliert. Dank vollst\u00e4ndiger Audit-Trails behalten Unternehmen auch im laufenden Betrieb die volle Kontrolle und Nachweisf\u00e4higkeit.<\/p>\n<ul>\n<li>Regulatorische Pr\u00fcfungen greifen automatisch im Antragsprozess.<\/li>\n<li>Rollenbasierte Zugriffskontrolle f\u00fcr sensible Entscheidungen und Ausnahmen.<\/li>\n<li>Vollst\u00e4ndige, revisionssichere Protokollierung aller Aktivit\u00e4ten.<\/li>\n<li>Strukturierte Case-Dokumentation f\u00fcr Pr\u00fcfungen und interne Reviews.<\/li>\n<\/ul>\n<p>Compliance ist fest integriert und kein nachtr\u00e4glicher Zusatz.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_padding=&#8220;96px||96px||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;868px&#8220; custom_padding=&#8220;0px|32px|50px|32px|false|true&#8220; custom_padding_tablet=&#8220;0px|32px|50px|32px|false|true&#8220; custom_padding_phone=&#8220;0px|16px|50px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text admin_label=&#8220;Use cases txt&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_2_font=&#8220;Crimson Pro|500|||||||&#8220; header_2_text_color=&#8220;#293868&#8243; header_2_font_size=&#8220;5.8rem&#8220; header_2_line_height=&#8220;6rem&#8220; header_6_font=&#8220;Mulish||||||||&#8220; header_6_text_color=&#8220;#8D8D8D&#8220; header_6_font_size=&#8220;2rem&#8220; header_6_line_height=&#8220;3rem&#8220; header_2_font_size_tablet=&#8220;3.6rem&#8220; header_2_font_size_phone=&#8220;3.6rem&#8220; header_2_font_size_last_edited=&#8220;on|tablet&#8220; header_2_letter_spacing_tablet=&#8220;-0.72px&#8220; header_2_letter_spacing_phone=&#8220;-0.72px&#8220; header_2_letter_spacing_last_edited=&#8220;on|tablet&#8220; header_2_line_height_tablet=&#8220;4rem&#8220; header_2_line_height_phone=&#8220;4rem&#8220; header_2_line_height_last_edited=&#8220;on|tablet&#8220; header_6_font_size_tablet=&#8220;1.6rem&#8220; header_6_font_size_phone=&#8220;1.6rem&#8220; header_6_font_size_last_edited=&#8220;on|tablet&#8220; custom_css_free_form=&#8220;selector h2 {||  padding-bottom: 20px;||}&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h2 style=\"text-align: center;\">Anwendungsf\u00e4lle<\/h2>\n<h6 style=\"text-align: center;\">Zoot unterst\u00fctzt schnell agierende Finanzteams. 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