{"id":5801,"date":"2025-10-29T12:05:44","date_gmt":"2025-10-29T12:05:44","guid":{"rendered":"https:\/\/staging.zootsolutions.eu\/consumer-lending\/"},"modified":"2026-02-10T14:39:24","modified_gmt":"2026-02-10T14:39:24","slug":"plattform-konsumentenkredite","status":"publish","type":"page","link":"https:\/\/staging.zootsolutions.eu\/de\/produkte\/plattform-konsumentenkredite\/","title":{"rendered":"Plattform f\u00fcr Konsumentenkredite"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#F9FAFB&#8220; custom_padding=&#8220;0px||0px||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1280px&#8220; custom_padding=&#8220;9px|32px|9px|32px|true|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; 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header_2_font_size_phone=&#8220;3.6rem&#8220; header_2_font_size_last_edited=&#8220;on|phone&#8220; header_2_letter_spacing_tablet=&#8220;-1.16px&#8220; header_2_letter_spacing_phone=&#8220;-0.72px&#8220; header_2_letter_spacing_last_edited=&#8220;on|desktop&#8220; header_2_line_height_tablet=&#8220;6rem&#8220; header_2_line_height_phone=&#8220;4rem&#8220; header_2_line_height_last_edited=&#8220;on|phone&#8220; header_6_font_size_tablet=&#8220;2rem&#8220; header_6_font_size_phone=&#8220;1.6rem&#8220; header_6_font_size_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220; sticky_enabled=&#8220;0&#8243;]<\/p>\n<h1>Plattform f\u00fcr Konsumentenkredite<\/h1>\n<h2>Kredite an Privatkunden \u2013 einfach, schnell, digital<\/h2>\n<h6>End-to-End Plattform f\u00fcr Konsumentenkredite mit digitalem Antrag, intelligenter Risikopr\u00fcfung und automatisierten Entscheidungen in Echtzeit.<\/h6>\n<p>[\/et_pb_text][et_pb_button button_url=&#8220;https:\/\/staging.zootsolutions.eu\/de\/demo\/&#8220; 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_builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#F9FAFB&#8220; custom_padding=&#8220;96px||96px||true|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row column_structure=&#8220;1_2,1_2&#8243; use_custom_gutter=&#8220;on&#8220; gutter_width=&#8220;1&#8243; custom_padding_last_edited=&#8220;on|tablet&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;806px&#8220; custom_margin=&#8220;||||false|false&#8220; custom_padding=&#8220;0px|0px|0px|0px|false|false&#8220; custom_padding_tablet=&#8220;0px|32px|0px|32px|false|true&#8220; custom_padding_phone=&#8220;0px|16px|0px|16px|false|true&#8220; module_alignment_last_edited=&#8220;off|desktop&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_blurb title=&#8220;Vorkonfigurierte Antragsstrecken&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/09\/Group-48095499.png&#8220; icon_alignment=&#8220;right&#8220; module_class=&#8220;revBlurb&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Mulish|700|||||||&#8220; header_text_color=&#8220;#ffffff&#8220; header_font_size=&#8220;2.4rem&#8220; header_letter_spacing=&#8220;-0.48px&#8220; header_line_height=&#8220;2.8rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#ffffff&#8220; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#425aa8&#8243; image_icon_custom_margin=&#8220;||||false|false&#8220; image_icon_custom_padding=&#8220;67px||||false|false&#8220; max_width=&#8220;393px&#8220; module_alignment=&#8220;left&#8220; custom_margin=&#8220;||20px||false|false&#8220; custom_padding=&#8220;32px|0px|0px|0px|false|false&#8220; animation=&#8220;off&#8220; module_alignment_tablet=&#8220;center&#8220; module_alignment_phone=&#8220;center&#8220; module_alignment_last_edited=&#8220;on|tablet&#8220; custom_css_free_form=&#8220;selector h4, ||selector p {||  padding: 0px 41px;||}||selector h4 {||  padding-bottom: 16px;||}&#8220; custom_css_blurb_image=&#8220;padding-top: 20px;&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Regeln und Workflows f\u00fcr Betrugspr\u00fcfung, Bonit\u00e4tsbewertung, Identit\u00e4tspr\u00fcfung und unterschiedliche Kreditarten frei kombinieren \u2013 alles zentral steuerbar.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8220;Echtzeit-Kreditentscheidungen&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/09\/Group-48095546.png&#8220; icon_alignment=&#8220;right&#8220; module_class=&#8220;revBlurb&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Mulish|700|||||||&#8220; header_text_color=&#8220;#293868&#8243; header_font_size=&#8220;2.4rem&#8220; header_letter_spacing=&#8220;-0.48px&#8220; header_line_height=&#8220;2.8rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_color=&#8220;#293868&#8243; body_font_size=&#8220;1.6rem&#8220; body_line_height=&#8220;2.4rem&#8220; background_color=&#8220;#c7dbff&#8220; image_icon_custom_margin=&#8220;||||false|false&#8220; image_icon_custom_padding=&#8220;30px||||false|false&#8220; max_width=&#8220;393px&#8220; custom_padding=&#8220;32px|41px|17px|41px|false|true&#8220; animation=&#8220;off&#8220; module_alignment_tablet=&#8220;center&#8220; module_alignment_phone=&#8220;center&#8220; module_alignment_last_edited=&#8220;on|tablet&#8220; custom_css_free_form=&#8220;selector h4 {||  padding-bottom: 16px;||}&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Jede Anfrage wird sofort gepr\u00fcft \u2013 mit integrierter Scoring-Logik und automatisierter Anwendung von Kreditrichtlinien f\u00fcr schnelle, konsistente Entscheidungen.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8220;1_2&#8243; 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module_alignment=&#8220;right&#8220; custom_margin=&#8220;55px||||false|false&#8220; custom_margin_tablet=&#8220;20px||||false|false&#8220; custom_margin_phone=&#8220;20px||||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; custom_padding=&#8220;32px|0px|32px|0px|false|false&#8220; animation=&#8220;off&#8220; module_alignment_tablet=&#8220;center&#8220; module_alignment_phone=&#8220;center&#8220; module_alignment_last_edited=&#8220;on|tablet&#8220; custom_css_free_form=&#8220;selector h4, ||selector p {||  padding: 0px 41px;||}||selector h4 {||  padding-bottom: 16px;||}&#8220; custom_css_blurb_image=&#8220;padding-top: 91px;&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Mit praxiserprobten Templates von der Antragstellung bis zur Entscheidung starten \u2013 ideal f\u00fcr Ratenkredite, BNPL und Privatkredite.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; 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global_colors_info=&#8220;{}&#8220;]<\/p>\n<h2 style=\"text-align: center;\">Konsumentenkredite \u2013 von BNPL bis Ratenkauf<\/h2>\n<h6 style=\"text-align: center;\">Die Plattform ist auf Geschwindigkeit und Anpassungsf\u00e4higkeit ausgelegt. Ob Buy Now, Pay Later, Ratenkredite oder klassische Konsumentenkredite \u2013 alle Kreditprozesse laufen durchg\u00e4ngig digital: vom Antrag bis zur Entscheidung. Die L\u00f6sung kombiniert Best-Practice-Regeln, sofort einsetzbare Datenanbindungen und flexible Konfigurationstools.\u00a0<\/h6>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Rectangle-3210.svg&#8220; background_size=&#8220;initial&#8220; background_position=&#8220;top_center&#8220; background_vertical_offset=&#8220;53px&#8220; custom_padding=&#8220;53px||96px||false|false&#8220; locked=&#8220;off&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;43px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;43px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;43px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Antr\u00e4ge erfassen \u2013 \u00fcberall dort, wo Kunden sind&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; layout_inline_order=&#8220;right&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2026\/01\/Frame-48095840-2.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;right&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;right&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Antr\u00e4ge gelangen \u00fcber Webportale, Broker-Plattformen oder APIs ins System. Alle Eing\u00e4nge laufen durch einen zentralen Workflow \u2013 normalisiert, vergleichbar, effizient. <\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;8px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Interne Pr\u00fcfungen sofort ausl\u00f6sen&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Frame-48095841-12.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;left&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;left&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; module_alignment=&#8220;right&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Noch bevor externe Daten abgefragt werden, bewertet das System Antrag und Antragsteller anhand interner Regeln: auf Vollst\u00e4ndigkeit, H\u00e4ufigkeit, Kundenzugeh\u00f6rigkeit.<\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;8px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Externe Risikopr\u00fcfung &#038; Datenabgleich&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; layout_inline_order=&#8220;right&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2026\/01\/Frame-48095841-13.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;right&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;right&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; module_alignment=&#8220;left&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Nahtlose Anbindung an Auskunfteien, Betrugspr\u00e4vention und KYC\/AML-Datenquellen. Score, Risiko-Level und Ausfallwahrscheinlichkeit flie\u00dfen direkt in die Entscheidung ein. <\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;8px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Tragf\u00e4higkeit und Open-Banking-Daten pr\u00fcfen&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Frame-48095841-14.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;left&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;left&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; module_alignment=&#8220;right&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Einkommen und Ausgaben werden automatisch erfasst \u2013 optional erg\u00e4nzt durch Open-Banking-Daten. Bei Einwilligung liefert die Transaktionshistorie pr\u00e4zise, faire Entscheidungsgrundlagen. <\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;8px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Identit\u00e4t &#038; Kontoinhaber validieren&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; layout_inline_order=&#8220;right&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2026\/01\/Frame-48095841-15.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;right&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;right&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; module_alignment=&#8220;left&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Betrugschecks, AML-Screening, Identit\u00e4tspr\u00fcfung und Kontoverifizierung laufen regelbasiert im Hintergrund \u2013 gest\u00fctzt durch externe Datenanbieter.<\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_tablet=&#8220;8px|32px|8px|32px|false|true&#8220; custom_padding_phone=&#8220;8px|16px|8px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][dsm_card title=&#8220;Automatisierte Entscheidung oder Underwriting&#8220; layout=&#8220;inline&#8220; layout_inline_image_width=&#8220;144px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Frame-48095841-3.svg&#8220; image_as_background=&#8220;off&#8220; button_url_new_window=&#8220;1&#8243; layout_tablet=&#8220;inline&#8220; layout_phone=&#8220;stacked&#8220; layout_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Museo Sans &#8211; Bold||||||||&#8220; header_text_align=&#8220;left&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;1.6rem&#8220; header_line_height=&#8220;2.4rem&#8220; body_font=&#8220;Museo Sans &#8211; Regular||||||||&#8220; body_text_align=&#8220;left&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.4rem&#8220; body_line_height=&#8220;2rem&#8220; background_color=&#8220;#f9fafb&#8220; max_width=&#8220;580px&#8220; module_alignment=&#8220;right&#8220; custom_padding=&#8220;8px|10px|8px|10px|false|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Antr\u00e4ge mit komplexen Kriterien gehen automatisch an das manuelle Underwriting. 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E-Signatur und R\u00fcckmeldung erfolgen in Echtzeit \u2013 inkl. 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header_2_font=&#8220;Crimson Pro|500|||||||&#8220; header_2_text_color=&#8220;#293868&#8243; header_2_font_size=&#8220;5.8rem&#8220; header_2_letter_spacing=&#8220;-1.16px&#8220; header_2_line_height=&#8220;6rem&#8220; header_6_font=&#8220;Mulish||||||||&#8220; header_6_text_color=&#8220;#8D8D8D&#8220; header_6_font_size=&#8220;2rem&#8220; header_6_line_height=&#8220;3rem&#8220; custom_margin=&#8220;||0px||false|false&#8220; custom_padding=&#8220;||0px||false|false&#8220; header_2_font_size_tablet=&#8220;5.8rem&#8220; header_2_font_size_phone=&#8220;3.6rem&#8220; header_2_font_size_last_edited=&#8220;on|phone&#8220; header_2_letter_spacing_tablet=&#8220;-1.16px&#8220; header_2_letter_spacing_phone=&#8220;-0.72px&#8220; header_2_letter_spacing_last_edited=&#8220;on|phone&#8220; header_2_line_height_tablet=&#8220;6rem&#8220; header_2_line_height_phone=&#8220;4rem&#8220; header_2_line_height_last_edited=&#8220;on|phone&#8220; header_6_font_size_tablet=&#8220;2rem&#8220; header_6_font_size_phone=&#8220;1.6rem&#8220; header_6_font_size_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h2 style=\"text-align: center;\">Konsumentenkredite digitalisieren, steuern und skalieren<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8220;1_2,1_2&#8243; use_custom_gutter=&#8220;on&#8220; gutter_width=&#8220;1&#8243; make_equal=&#8220;on&#8220; custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;0px|32px|9px|32px|false|true&#8220; custom_padding_tablet=&#8220;0px|32px|9px|32px|false|true&#8220; custom_padding_phone=&#8220;0px|16px|9px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_css_main_element=&#8220;margin-right: 11px!important;&#8220; global_colors_info=&#8220;{}&#8220; custom_css_main_element_last_edited=&#8220;on|tablet&#8220; custom_css_main_element_tablet=&#8220;margin-right: 0px!important;&#8220; custom_css_main_element_phone=&#8220;margin-right: 11px!important;&#8220;][dsm_card title=&#8220;Schnell live \u2013 mit vorkonfigurierten Workflows&#8220; content_horizontal_alignment=&#8220;flex-end&#8220; content_equal_height=&#8220;on&#8220; equal_height_image_height=&#8220;109px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Icon-Set-6.svg&#8220; image_as_background=&#8220;off&#8220; image_width=&#8220;109px&#8220; content_padding=&#8220;0px|0px|0px|0px|false|false&#8220; button_url_new_window=&#8220;1&#8243; content_padding_tablet=&#8220;0px|0px|0px|0px|false|false&#8220; content_padding_phone=&#8220;32px||||false|false&#8220; content_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Crimson Pro|600|||||||&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;4rem&#8220; header_letter_spacing=&#8220;-0.8px&#8220; header_line_height=&#8220;4.4rem&#8220; body_font=&#8220;Mulish|700|||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.8rem&#8220; body_line_height=&#8220;2.8rem&#8220; background_color=&#8220;#f9fafb&#8220; min_height=&#8220;389px&#8220; custom_padding=&#8220;29px|34px|27px|34px|false|false&#8220; header_font_size_tablet=&#8220;4rem&#8220; header_font_size_phone=&#8220;3.2rem&#8220; header_font_size_last_edited=&#8220;on|desktop&#8220; header_letter_spacing_tablet=&#8220;-0.8px&#8220; header_letter_spacing_phone=&#8220;-0.64px&#8220; header_letter_spacing_last_edited=&#8220;on|phone&#8220; custom_css_free_form=&#8220;@media only screen and (min-width: 768px) {||  selector .dsm_card_wrapper {||  position: absolute;||  height: 100% !important;||  top: 0;||}||selector .dsm_card_title {||  position: absolute;||  top: 11px;||  left: 140px;||}||}&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>In unter 90 Tagen startklar dank erprobter Strecken, integrierter Datenquellen und sofort einsetzbarer Kreditlogik.<\/p>\n<p>[\/dsm_card][\/et_pb_column][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_css_main_element=&#8220;margin-left: 11px!important;&#8220; global_colors_info=&#8220;{}&#8220; custom_css_main_element_last_edited=&#8220;on|tablet&#8220; custom_css_main_element_tablet=&#8220;margin-left: 0px!important;&#8220; custom_css_main_element_phone=&#8220;margin-left: 0px!important;&#8220;][dsm_card title=&#8220;Mehrere Kreditmodelle gleichzeitig betreiben&#8220; content_horizontal_alignment=&#8220;flex-end&#8220; content_equal_height=&#8220;on&#8220; equal_height_image_height=&#8220;109px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Icon-Set-18.svg&#8220; image_as_background=&#8220;off&#8220; image_width=&#8220;109px&#8220; content_padding=&#8220;0px|0px|0px|0px|false|false&#8220; button_url_new_window=&#8220;1&#8243; content_padding_tablet=&#8220;0px|0px|0px|0px|false|false&#8220; content_padding_phone=&#8220;32px||||false|false&#8220; content_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Crimson Pro|600|||||||&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;4rem&#8220; header_letter_spacing=&#8220;-0.8px&#8220; header_line_height=&#8220;4.4rem&#8220; body_font=&#8220;Mulish|700|||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.8rem&#8220; body_line_height=&#8220;2.8rem&#8220; background_color=&#8220;#f9fafb&#8220; min_height=&#8220;389px&#8220; custom_margin_tablet=&#8220;19px||||false|false&#8220; custom_margin_phone=&#8220;19px||||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; custom_padding=&#8220;27px|34px|27px|34px|false|false&#8220; header_font_size_tablet=&#8220;4rem&#8220; header_font_size_phone=&#8220;3.2rem&#8220; header_font_size_last_edited=&#8220;on|desktop&#8220; header_letter_spacing_tablet=&#8220;-0.8px&#8220; header_letter_spacing_phone=&#8220;-0.64px&#8220; header_letter_spacing_last_edited=&#8220;on|phone&#8220; custom_css_free_form=&#8220;@media only screen and (min-width: 768px) {||  selector .dsm_card_wrapper {||  position: absolute;||  height: 100% !important;||  top: 0;||}||selector .dsm_card_title {||  position: absolute;||  top: 11px;||  left: 140px;||}||}&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>BNPL, Ratenkredite, revolvierende Kredite \u2013 alles auf einer Plattform mit eigenen Workflows, Regeln und Konditionen. <\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8220;1_2,1_2&#8243; use_custom_gutter=&#8220;on&#8220; gutter_width=&#8220;1&#8243; make_equal=&#8220;on&#8220; custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1284px&#8220; custom_padding=&#8220;9px|32px|0px|32px|false|true&#8220; custom_padding_tablet=&#8220;9px|32px|0px|32px|false|true&#8220; custom_padding_phone=&#8220;9px|16px|0px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_css_main_element=&#8220;margin-right: 11px!important;&#8220; global_colors_info=&#8220;{}&#8220; custom_css_main_element_last_edited=&#8220;on|tablet&#8220; custom_css_main_element_tablet=&#8220;margin-right: 0px !important;&#8220; custom_css_main_element_phone=&#8220;margin-right: 11px!important;&#8220;][dsm_card title=&#8220;\u00c4nderungen flexibel umsetzen&#8220; content_horizontal_alignment=&#8220;flex-end&#8220; content_equal_height=&#8220;on&#8220; equal_height_image_height=&#8220;109px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/Icon-Set-9.svg&#8220; image_as_background=&#8220;off&#8220; image_width=&#8220;109px&#8220; content_padding=&#8220;0px|0px|0px|0px|false|false&#8220; button_url_new_window=&#8220;1&#8243; content_padding_tablet=&#8220;0px|0px|0px|0px|false|false&#8220; content_padding_phone=&#8220;32px||||false|false&#8220; content_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Crimson Pro|600|||||||&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;4rem&#8220; header_letter_spacing=&#8220;-0.8px&#8220; header_line_height=&#8220;4.4rem&#8220; body_font=&#8220;Mulish|700|||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.8rem&#8220; body_line_height=&#8220;2.8rem&#8220; background_color=&#8220;#f9fafb&#8220; min_height=&#8220;389px&#8220; custom_padding=&#8220;29px|34px|27px|34px|false|false&#8220; header_font_size_tablet=&#8220;4rem&#8220; header_font_size_phone=&#8220;3.2rem&#8220; header_font_size_last_edited=&#8220;on|desktop&#8220; header_letter_spacing_tablet=&#8220;-0.8px&#8220; header_letter_spacing_phone=&#8220;-0.64px&#8220; header_letter_spacing_last_edited=&#8220;on|phone&#8220; custom_css_free_form=&#8220;@media only screen and (min-width: 768px) {||  selector .dsm_card_wrapper {||  position: absolute;||  height: 100% !important;||  top: 0;||}||selector .dsm_card_title {||  position: absolute;||  top: 32px;||  left: 140px;||}||}&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Scoring, Regeln oder Prozesse direkt \u00fcber Admin-Tools und Datastore anpassen \u2013 ohne Entwicklungsaufwand oder Wartezeiten.<\/p>\n<p>[\/dsm_card][\/et_pb_column][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_css_main_element=&#8220;margin-left: 11px!important;&#8220; global_colors_info=&#8220;{}&#8220; custom_css_main_element_last_edited=&#8220;on|tablet&#8220; custom_css_main_element_tablet=&#8220;margin-left: 0px !important;&#8220; custom_css_main_element_phone=&#8220;margin-left: 0px !important;&#8220;][dsm_card title=&#8220;Entwicklung und Wartung vereinfachen&#8220; content_horizontal_alignment=&#8220;flex-end&#8220; content_equal_height=&#8220;on&#8220; equal_height_image_height=&#8220;109px&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2026\/01\/Icon-Set-8.svg&#8220; image_as_background=&#8220;off&#8220; image_width=&#8220;109px&#8220; content_padding=&#8220;0px|0px|0px|0px|false|false&#8220; button_url_new_window=&#8220;1&#8243; content_padding_tablet=&#8220;0px|0px|0px|0px|false|false&#8220; content_padding_phone=&#8220;32px||||false|false&#8220; content_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Crimson Pro|600|||||||&#8220; header_text_color=&#8220;#333333&#8243; header_font_size=&#8220;4rem&#8220; header_letter_spacing=&#8220;-0.8px&#8220; header_line_height=&#8220;4.4rem&#8220; body_font=&#8220;Mulish|700|||||||&#8220; body_text_color=&#8220;#333333&#8243; body_font_size=&#8220;1.8rem&#8220; body_line_height=&#8220;2.8rem&#8220; background_color=&#8220;#f9fafb&#8220; min_height=&#8220;389px&#8220; custom_margin_tablet=&#8220;19px||||false|false&#8220; custom_margin_phone=&#8220;19px||||false|false&#8220; custom_margin_last_edited=&#8220;on|tablet&#8220; custom_padding=&#8220;27px|34px|27px|34px|false|false&#8220; header_font_size_tablet=&#8220;4rem&#8220; header_font_size_phone=&#8220;3.2rem&#8220; header_font_size_last_edited=&#8220;on|desktop&#8220; header_letter_spacing_tablet=&#8220;-0.8px&#8220; header_letter_spacing_phone=&#8220;-0.64px&#8220; header_letter_spacing_last_edited=&#8220;on|phone&#8220; custom_css_free_form=&#8220;@media only screen and (min-width: 768px) {||  selector .dsm_card_wrapper {||  position: absolute;||  height: 100% !important;||  top: 0;||}||selector .dsm_card_title {||  position: absolute;||  top: 11px;||  left: 140px;||}||}&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Wiederverwendbare Logik, klare Architektur und intuitive Oberfl\u00e4chen reduzieren den Aufwand f\u00fcr Testing, Support und Onboarding.<\/p>\n<p>[\/dsm_card][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_color=&#8220;#c7dbff&#8220; background_enable_image=&#8220;off&#8220; custom_padding=&#8220;96px||96px||true|false&#8220; border_radii=&#8220;on|8px|8px|8px|8px&#8220; locked=&#8220;off&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row custom_padding_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; max_width=&#8220;1245px&#8220; custom_padding=&#8220;0px|32px|65px|32px|false|true&#8220; custom_padding_tablet=&#8220;0px|32px|65px|32px|false|true&#8220; custom_padding_phone=&#8220;0px|16px|65px|16px|false|true&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_2_font=&#8220;Crimson Pro|500|||||||&#8220; header_2_text_color=&#8220;#293868&#8243; header_2_font_size=&#8220;5.8rem&#8220; header_2_letter_spacing=&#8220;-1.16px&#8220; header_2_line_height=&#8220;6rem&#8220; custom_margin=&#8220;||0px||false|false&#8220; custom_padding=&#8220;||0px||false|false&#8220; header_2_font_size_tablet=&#8220;5.8rem&#8220; header_2_font_size_phone=&#8220;3.6rem&#8220; header_2_font_size_last_edited=&#8220;on|phone&#8220; header_2_letter_spacing_tablet=&#8220;-1.16px&#8220; header_2_letter_spacing_phone=&#8220;-0.72px&#8220; header_2_letter_spacing_last_edited=&#8220;on|phone&#8220; header_2_line_height_tablet=&#8220;6rem&#8220; header_2_line_height_phone=&#8220;4rem&#8220; header_2_line_height_last_edited=&#8220;on|phone&#8220; header_6_font_size_tablet=&#8220;2rem&#8220; header_6_font_size_last_edited=&#8220;off|desktop&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h2 style=\"text-align: left;\">Unterst\u00fctzte Kreditmodelle<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8220;1_2,1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; custom_padding=&#8220;||||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_image src=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2025\/11\/block_1.svg&#8220; title_text=&#8220;block_1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8220;1_2&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_css_main_element=&#8220;display: grid;||grid-template-columns: repeat(auto-fit, 259px);||grid-template-rows: repeat (8, 1fr);||gap: 32px;||&#8220; custom_css_free_form=&#8220;selector .et_pb_blurb {||  height: 170px;||  display: flex;||  flex-direction: column;||  justify-content: center;||  align-items: center;||  box-sizing: border-box;||}||||||||&#8220; global_colors_info=&#8220;{}&#8220; custom_css_main_element_last_edited=&#8220;on|desktop&#8220; custom_css_main_element_tablet=&#8220;display: grid;||grid-template-columns: repeat(auto-fit, 259px);||grid-template-rows: repeat (8, 1fr);||gap: 32px;||justify-content: center;&#8220; custom_css_main_element_phone=&#8220;display: grid;||grid-template-columns: repeat(auto-fit, 259px);||grid-template-rows: repeat (8, 1fr);||gap: 32px;||justify-content: center;&#8220;][et_pb_blurb title=&#8220;Buy Now, Pay Later (BNPL)&#8220; image=&#8220;https:\/\/staging.zootsolutions.eu\/wp-content\/uploads\/2026\/01\/usd-square.svg&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Mulish|300|||||||&#8220; header_text_align=&#8220;center&#8220; header_text_color=&#8220;#000000&#8243; 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